Privacy Policy

Last revised on January 13, 2021.

This privacy policy (this “Privacy Policy”) explains how SMG Consulting, LLC (“we” or “us”) collects, uses and discloses information related to the AAM Reality Index website currently located at www.aamrealityindex.com and its subdomains, including all data, content and functionality thereon (the “Website”). By accessing or using our Website, you confirm that you have read, understood and agree to the terms of this Privacy Policy and the SMG Consulting Terms of Use (the “Terms of Use”). If you do not agree to the terms of this Privacy Policy, do not access or use the Website. 

The Website can only be accessed and used subject to the SMG Consulting Terms of Use and this Privacy Policy. PLEASE READ THIS PRIVACY POLICY CAREFULLY. BY USING THE WEBSITE, YOU AGREE TO THE USE OF YOUR INFORMATION IT DESCRIBES AND TO THE OTHER TERMS OF THIS PRIVACY POLICY. IF YOU DO NOT AGREE TO THIS PRIVACY POLICY, PLEASE DO NOT ACCESS OR USE THE WEBSITE.

1. MODIFICATIONS OF PRIVACY POLICY

We may modify or update the Privacy Policy from time to time in which case we will update the “last revised” date at the top of this Privacy Policy. When we change the Privacy Policy in a material manner, we will use reasonable efforts to attempt to notify you and, where required by applicable law, we will obtain your consent. However, it is your sole responsibility to review the Privacy Policy from time to time to view any such changes. The updated Privacy Policy will be effective as at the date of posting, or such later date as may be specified in the updated Privacy Policy. Your continued use of the Website after any change constitutes your acceptance of the new Privacy Policy. If you do not agree to any updates of this Privacy Policy, please do use or access (or continue to use or access) the Website.

2. INFORMATION WE COLLECT

In order to provide you with particular services, we may ask you to provide us with certain details or information about you. Information that you submit through our Website may include:

• Information we collect directly from you, such as your email address and any information you choose to include in a communication with us

We also automatically collect certain information about your interactions with the Website (“Usage Data”) through the use of cookies and other tracking technologies. Usage Data may include:

• Network location and IP address
• Browser type
• Device type, such as your phone, computer, or tablet and type of operating system
• Flash version, JavaScript support, screen resolution, and screen color processing ability
• Referral sites
• Date and time stamps, such as the date and time you first accessed the Website

3. COOKIES AND OTHER TRACKING TECHNOLOGIES

We may use certain types of tracking technologies to analyze how users interact with our Website. You may control the way in which your devices permit the use of tracking technologies. If you so choose, you may block or delete our cookies from your browser; however, blocking or deleting cookies may cause some of the Website, including any general functionality, to work incorrectly. Most browsers accept cookies automatically. However, you may be able to configure your browser settings to use the Website without some cookie functionality. You can delete cookies manually or set your browser to automatically delete cookies on a pre-determined schedule. For example, in the Internet Explorer menu bar, select: Tools → Internet Options → Browsing History → Delete to view manual and automatic options. We use Google Analytics. More information about Google Analytics is available here. If you have questions regarding the specific information about you that we process or retain, as well as your choices regarding our collection and use practices, please contact us using the information listed below.

4. DO NOT TRACK

Your browser settings may also allow you to transmit a “Do Not Track” signal when you visit various websites. Like many websites, our Website is not designed to respond to “Do Not Track” signals received from browsers. To learn more about “Do Not Track” signals, you can visit http://www.allaboutdnt.com/.

5. USES OF INFORMATION

The information we collect is used in the following ways:

• to provide and support the Website;
• to improve the Website;
• for internal review;
• to personalize your experience of the Website;
• for internal business analysis or other business purposes consistent with our mission; and
• to carry out other purposes that are disclosed to you via the Website.

6. DISCLOSURES AND TRANSFERS OF INFORMATION

In certain circumstances, we may share your information with third parties. Such circumstances may include:

• With vendors or other service providers, such as cloud storage providers, data analytics providers, email marketing services vendors, IT service management vendors, security vendors;
• With our affiliates or otherwise within our corporate group;
• With third parties for marketing purposes;
• To comply with applicable law or any obligations thereunder, including cooperation with law enforcement, judicial orders, and regulatory inquiries;
• In connection with an asset sale, merger, bankruptcy, or other business transaction;
• To enforce any applicable terms of service;
• To ensure the safety and security of SMG Consulting and/or our users;
• When you request or consent to us sharing certain information with third parties; and
• With professional advisors, such as auditors, law firms, or accounting firms.

7. THIRD PARTY WEBSITES AND LINKS

Our Website may contain links to other online platforms operated by third parties. We do not control such other online platforms and are not responsible for their content, their privacy policies, or their use of your information. Information you provide on public or semi-public venues, including information you share on third-party social networking platforms (such as Facebook or Twitter) may also be viewable by other users of the Website and/or users of those third-party online platforms without limitation as to its use by us or by a third party. Our inclusion of such links does not, by itself, imply any endorsement of the content on such platforms or of their owners or operators except as disclosed on the Website. We expressly disclaim any and all liability for the actions of third parties, including but without limitation to actions relating to the use and/or disclosure of personal information by third parties. Any information submitted by you directly to these third parties is subject to that third party’s privacy policy. 

8. DATA SECURITY

Please note that any information you send to us electronically, while using the Website or otherwise interacting with us, may not be secure when it is transmitted to us. We recommend that you do not use unsecure channels to communicate sensitive or confidential information to us. Please be aware though that, despite our best efforts, no security measures are perfect or impenetrable, and we cannot guarantee “perfect security.” Any information you send us through any means is transmitted at your own risk.

9. INTERNATIONAL USERS

The Website is designed for users in the United States only and is not intended for users located outside the United States. 

10. CONTACTING US

If you have any questions about this Privacy Policy, please contact us at info@smg-consulting.com.